Your PSP's auth rate isn't
the rate you're getting.
We tell you the difference.
Industry data shows cross-border merchants typically leak 1–3% of revenue across seven categories they can't see from a PSP dashboard. We find it. We tell you why. We show you what to fix. The initial audit is free. The deep audit and recovery work carry a small fixed fee, credited against what you recover.
No call required. No credit card. Report in 48 hours.
we measure
(industry benchmark)
to your report
audit costs you
It sounds like the problem isn't cost.
It's not knowing what cost actually means.
You can read your MDR. You can see your scheme fees. You probably know your chargeback ratio.
What you can't see is the revenue that never lands. The auth rate gap your PSP doesn't flag. The FX spread buried in settlement. The retries you never built. The routing decisions made for you, not by you.
That's the part that compounds. That's the part we measure.
Four outcomes. Not four sales calls.
You see exactly where you're bleeding
Seven leakage categories, benchmarked against your vertical, in pounds.
Auth rate, cross-border drag, FX spread, routing, retries, chargebacks, payment method coverage. Each one quantified with low, mid, and high estimates.
You get the reason behind every number
Every gap traced. Observed inputs separated from inferred assumptions.
Every figure on your report has a source. Every benchmark has a citation. Every inference has a confidence level. Defensible to your board.
You walk away with a ranked fix list
Recoveries ranked by impact and time-to-deploy. Immediate, mid-term, structural.
No 40-page consultancy deck. A clear sequence: what to fix this quarter, what to fix this year, what to architect for next year. Pound figures attached.
You decide whether to go deeper
If the initial numbers warrant it, move into the deep audit. Small fixed fee, credited against what you recover.
The deep audit maps every pound, builds the resolution playbook, and runs the recovery alongside you. The fee is small, fixed up front, and credited in full against your validated recovery. We earn when you do.
Seven categories.
Every pound traced.
Most diagnostics surface one number. We show you where every pound is leaking, and which fix recovers the most for the least effort.
Ranges drawn from scheme reports (Visa, Mastercard), regulator publications (FCA, PSR, ECB), and industry research. Updated quarterly.
Written for the people
who own the P&L.
Most cross-border merchants we look at show leakage clustered in the same three places.
Cross-border auth rate gaps on subscription renewals. FX spread buried in settlement. Recoverable declines that never get retried. Different businesses, same shape. Different numbers, same story.
The ranges below are a modelled scenario of typical findings for a £30–50m cross-border processor, modelled from industry benchmarks. Your numbers will be specific to your stack and your geography.
Modelled scenario · not a case studyModelled estimates against industry benchmarks. Real diagnostic numbers are specific to each merchant's stack and confirmed during the analysis phase.
We work for you.
We earn when you recover.
The initial audit is free. The deep audit and the resolution work carry a small fixed fee, credited in full against your validated recovery.
On your review, we work for you and no one else. No fees, kickbacks or referral payments from PSPs, acquirers or orchestrators. The recommendation tracks your data, your stack, your geography, and is operator-reviewed before release.
If you don't recover, we don't earn. That's the alignment.
Not a dashboard. Not an orchestrator.
Different layer. Different incentive.
Orchestrators are infrastructure — they move money. Vyre is intelligence — we tell you what your existing stack, orchestrator included, is costing you. You probably need both.
Already have a dashboard? Good. That is level 1. Having the data is not the same as knowing what to do with it, what it is costing the business, or how to fix it. And a provider's routing logic is built around its own rails and margins, not your P&L. VYRE OS is fully agnostic and independent: no money, referral fee or revenue share from any provider, ever.
See the methodology →Run payments for merchants rather than taking them yourself? That is VYRE Embedded.
Free to know. Small fixed fee to resolve. Credited against recovery.
The initial audit is free. You submit, we analyse, you receive a board-ready report in 48 hours. No card, no commitment.
If the numbers warrant it, the deep audit and the resolution work carry a small fixed fee — credited in full against the recovery you validate. The deep audit identifies every pound, builds the resolution playbook, and runs the recovery alongside you.
The only cheque comes from you, against measured recovery. If you don't recover, we don't earn.
Free to find it. Small fee to fix it. Credited if you recover.
Free
- The initial audit
- The board-ready PDF report
- The ranked findings
- Operator review and sign-off
Small fixed fee, credited against recovery
- Deep audit and resolution playbook
- Implementation support
- Ongoing recovery engagement
Straight answers before you submit.
I already have a dashboard. Why do I need Vyre?
You have level 1: a dashboard that ingests your data and shows it back to you. If your provider also retries or re-routes failed transactions, that is level 2. Vyre is levels 3 and 4. Level 3 tells you what is actually wrong, what it is costing the business in pounds, and exactly how to fix it. Level 4 verifies the recovery once the fix is live. Data on its own is not a decision. There is also an incentive question: a provider's routing and retry logic is built around its own rails and margins, not your P&L. VYRE OS is fully agnostic and independent. It takes no money, referral fee or revenue share from any provider, so the recommendation only ever tracks your numbers.
What does the free Vyre audit include?
A board-ready report within 48 hours that quantifies leakage across seven categories in pounds, gives the reason behind each figure with sources and confidence levels, and ranks fixes by impact and time to deploy. No call, no card, no commitment.
How does VYRE OS get paid?
The initial audit is free. The deep audit and recovery work carry a small fixed fee that is credited in full against the recovery the merchant validates. On merchant reviews Vyre takes no fees, kickbacks or referral payments from PSPs, acquirers or orchestrators.
Do I need to change my PSP or orchestrator?
No. Vyre works inside the merchant's existing stack. Orchestrators such as Primer, Gr4vy and Spreedly are infrastructure that moves money; Vyre is the intelligence layer that shows what the existing stack, orchestrator included, is costing.
Which merchants is VYRE OS for?
Merchants anywhere in the world processing more than £8m a year in card volume with a cross-border element, particularly e-commerce, subscription, travel, digital goods and regulated iGaming operators. Vyre is provider-agnostic: it works with whatever PSP, acquirer or orchestrator you already use.
Which seven leakage categories does Vyre measure?
Authorisation rate, cross-border drag, FX spread, routing, retry logic, chargebacks, and payment method coverage. Each is quantified with low, mid and high estimates in pounds.
Every month without a diagnostic is leakage you can't recover. Doing nothing is a decision.
Find out what your
stack is costing you.
It's free to know.
Ten minutes of your time. No call, no card, no commitment. Free initial audit in 48 hours. The deep audit and resolution work come next if the numbers warrant it — small fixed fee, credited against what you recover.
INDEPENDENT · PROVIDER-AGNOSTIC · GLOBALLY AVAILABLE · EUROPEAN HQ