Independent payments intelligence

Your PSP's auth rate isn't
the rate you're getting.
We tell you the difference.

Industry data shows cross-border merchants typically leak 1–3% of revenue across seven categories they can't see from a PSP dashboard. We find it. We tell you why. We show you what to fix. The initial audit is free. The deep audit and recovery work carry a small fixed fee, credited against what you recover.

No call required. No credit card. Report in 48 hours.

7
Leakage categories
we measure
1–3%
Typical revenue leakage
(industry benchmark)
48H
From submission
to your report
£0
What the initial
audit costs you
You already know

It sounds like the problem isn't cost.
It's not knowing what cost actually means.

You can read your MDR. You can see your scheme fees. You probably know your chargeback ratio.

What you can't see is the revenue that never lands. The auth rate gap your PSP doesn't flag. The FX spread buried in settlement. The retries you never built. The routing decisions made for you, not by you.

That's the part that compounds. That's the part we measure.

The Vyre method

Four outcomes. Not four sales calls.

01
Stage one

You see exactly where you're bleeding

Seven leakage categories, benchmarked against your vertical, in pounds.

Auth rate, cross-border drag, FX spread, routing, retries, chargebacks, payment method coverage. Each one quantified with low, mid, and high estimates.

02
Stage two

You get the reason behind every number

Every gap traced. Observed inputs separated from inferred assumptions.

Every figure on your report has a source. Every benchmark has a citation. Every inference has a confidence level. Defensible to your board.

03
Stage three

You walk away with a ranked fix list

Recoveries ranked by impact and time-to-deploy. Immediate, mid-term, structural.

No 40-page consultancy deck. A clear sequence: what to fix this quarter, what to fix this year, what to architect for next year. Pound figures attached.

04
Stage four

You decide whether to go deeper

If the initial numbers warrant it, move into the deep audit. Small fixed fee, credited against what you recover.

The deep audit maps every pound, builds the resolution playbook, and runs the recovery alongside you. The fee is small, fixed up front, and credited in full against your validated recovery. We earn when you do.

Built for operators

Written for the people
who own the P&L.

The typical pattern

Most cross-border merchants we look at show leakage clustered in the same three places.

Cross-border auth rate gaps on subscription renewals. FX spread buried in settlement. Recoverable declines that never get retried. Different businesses, same shape. Different numbers, same story.

The ranges below are illustrative of typical findings for a £30–50m cross-border processor, modelled from industry benchmarks. Your numbers will be specific to your stack and your geography.

Illustrative model · not a case study
Illustrative findings
Modelled for a £40m cross-border subscription business
800k
Auth rate gap on cross-border renewals (2% of cross-border volume)
320k
FX spread above interbank, modelled at 1.5% of FX volume
200k
Recoverable declines with intelligent retry, 1.5% of volume uplift

Modelled estimates against industry benchmarks. Real diagnostic numbers are specific to each merchant's stack and confirmed during the analysis phase.

Why this works

We work for you.
We earn when you recover.

The initial audit is free. The deep audit and the resolution work carry a small fixed fee, credited in full against your validated recovery.

We work for the merchant. Nothing else. The recommendation tracks your data, your stack, your geography — and is operator-reviewed before release.

If you don't recover, we don't earn. That's the alignment.

01
Free initial audit
No fee. No invoice. No card required.
02
Small fixed fee, credited
Deep audit fee is fully offset by your validated recovery.
03
Aligned with your P&L
Our only revenue comes from you. The recommendation tracks your data.
04
Operator-reviewed
Every report is signed off by a Vyre operator before release.
Where we sit

Not Primer. Not Gr4vy. Not Spreedly.
Different layer. Different incentive.

Orchestrators are infrastructure — they move money. Vyre is intelligence — we tell you what your existing stack, orchestrator included, is costing you. You probably need both.

See the methodology →
How we work

Free to know. Small fixed fee to resolve. Credited against recovery.

The initial audit is free. You submit, we analyse, you receive a board-ready report in 48 hours. No card, no commitment.

If the numbers warrant it, the deep audit and the resolution work carry a small fixed fee — credited in full against the recovery you validate. The deep audit identifies every pound, builds the resolution playbook, and runs the recovery alongside you.

The only cheque comes from you, against measured recovery. If you don't recover, we don't earn.

Your side of the deal

Free to find it. Small fee to fix it. Credited if you recover.

Free

  • The initial audit
  • The board-ready PDF report
  • The ranked findings
  • Operator review and sign-off

Small fixed fee, credited against recovery

  • Deep audit and resolution playbook
  • Implementation support
  • Ongoing recovery engagement

Every month without a diagnostic is leakage you can't recover. Doing nothing is a decision.

Find out what your
stack is costing you.
It's free to know.

Ten minutes of your time. No call, no card, no commitment. Free initial audit in 48 hours. The deep audit and resolution work come next if the numbers warrant it — small fixed fee, credited against what you recover.

We work with B2C merchants across the UK, EU, Hong Kong and Singapore. Report in 48 hours. No call, no card.

BRITISH-BUILT · INDEPENDENT · CROSS-BORDER BY DESIGN